Royal Bank Canada

August 23

Royal Bank Canada: FREE iPad Mini 2 with New Bank Account ($329 Value)

Posted by on August 23, 2015 at 7:00 PM

Royal Bank Canada: FREE iPad Mini 2 with New Bank Account ($329 Value)

*** This promo is back dear Moosers! I updated the information below to reflect the new dates.**

Sign up for a new Royal Bank Canada all-inclusive bank account to receive a free iPad Mini 2 16GB with Wi-Fi in Silver. You will need to complete one of two transactions in order to qualify for the free iPad Mini 2. The iPad Mini 2 has a retail value of $329 (current price at Apple Canada).

This promotion is a lot like the previous RBC promotion, for $300 cash. First, you need to select one of two unlimited banking accounts. Read the rest of this entry »

Moose Rating (7 votes)
February 20

Royal Bank Canada: Free $300 Cash with new RBC Bank Account (EXPIRED)

Posted by on February 20, 2015 at 4:30 PM

Royal Bank Canada: Free $300 Cash with new RBC Bank Account (EXPIRED)

Sign up for a new RBC all-inclusive bank account to receive $300 cash deposited into your account come June. You will need to complete one of two transactions in order to qualify for the free money.

Allow me to walk you through this promotion. First, you can select one of two RBC all-inclusive accounts:

RBC Signature No-Limit Banking

This bank account costs $14.95 per month or $10.95 if you have two other RBC accounts/credit cards. The account includes unlimited debits, 15 free Interac e-Transfers per month, and access fees refunded when you use an ATM at another bank. In addition, you will receive a $39 rebate on the annual fee of any eligible RBC credit card if you choose to get one.

RBC VIP Banking

This bank account costs $30 per month or $22.50 when you have two other accounts with Royal Bank. The account has both unlimited debits and unlimited free Interact e-Transfers each month. All access fees are fully refunded when you use this card at another bank. When you apply for an RBC Royal Bank premium card, both the applicant and co-applicant fees will be refunded (once). You will also get two additional Canadian and one U.S. bank account for free.

To keep your expenses low, I suggest the RBC Signature No-Limit Banking account.

After you register for the bank account, you need to complete one of two transactions:

  1. Set up one (1) regular payroll / direct deposit to your account OR
  2. Set up two (2) Pre-authorized payments

Once the transactions appear in your new banking account, you qualify for the $300 cash. You will receive the $300 cash bonus by June 15, 2015.

Now, let us talk dates. You need to sign up for the bank account by the 15th of April 2015. Then you need to complete the qualifying transaction(s) by the 15th of May 2015. Within a month of that deadline, you will receive the bonus. Now, I could not find any fine print on how long you have to keep this account open for to qualify for the bonus. Thus, it looks like you can close your account without penalty any time after you receive your bonus. Just a little food for thought if you are bouncing between banks.

Do note that while the $300 is technically free, the account you open does cost a monthly fee.

(Expiry: 15th April 2015)

Moose Rating (4 votes)
December 18

Royal Bank Canada Freebie: Free $50 Gift Card (Non-RBC Customers Only)

Posted by on December 18, 2014 at 10:00 PM

Royal Bank Canada Freebie: Free $50 Gift Card (Non RBC Customers Only)

Which bank are you with? If you’re not with RBC, then you could score yourself a free $50 Visa gift card! Keep reading to find out more.

There is no purchase required to redeem this freebie. All you need to do is book an appointment to go chat with an RBC financial adviser about your banking needs and at the end of the meeting, the $50 Visa gift card will be yours.

Once the time comes to go to the appointment, make sure to bring a copy of your last banking account statement as the financial adviser that you meet with will review it with you in an effort to demonstrate how much better banking with RBC would be for you. In order to qualify for the promotion, you must have an active personal account (a chequing one) with any bank other than RBC.

Personally, I have been with RBC for over a decade now and I love everything from the customer service to the ease of online banking, etc. In case you’re curious, RBC’s app is also well-made and is easy to use. Both the site and the app are very straightforward and whatever you need to do gets accomplished quickly.

To give you an idea, chequing accounts at RBC start from $4 per month for 10 debit transaction with the RBC No Limit account all the way up to $30 per month for unlimited transactions and free overdraft protection with the RBC VIP Banking account. In between these two, you can also get either the No Limit Banking account for $10.95 per month with unlimited transactions and $4/ month overdraft protection or RBC Signature No Limit banking for $14.95 per month with both unlimited transactions and overdraft protection. All of these accounts also waive certain other fees, so make sure to check out RBC’s Banking Accounts page for an overview of all of these.

Even if you’re perfectly happy with your current bank, it’s definitely worth checking out what other banks have to offer every once in a while because you never know when you can get something better. This freebie is definitely a major incentive as well!

Moosers, which bank are you with? What are your thoughts on the bank you’re with?

(Image Credit: 58445233@N04)

(Expiry: 2nd February 2015)

Moose Rating (7 votes)
April 14

Royal Bank Canada: Free iPad Mini With New Account

Posted by on April 14, 2014 at 11:30 AM

Royal Bank Canada: Free iPad Mini With New Account

Want a new iPad Mini free? Simply open up a new bank account at Royal Bank and they’ll give you. Of course, there are some restrictions and important details to know.

To get the free iPad, you need to open up one of two accounts. The first account is the Signature No-Limit banking account, which I actually used to have, and it was a great account. The monthly fee is $14.95, but if you have multiple products with RBC, you’ll get it for $10.95. It includes 15 free e-transfers, three free ATM fees, unlimited debits and much more.

The second account is the VIP banking account, which is $30 a month or $22.50 with a rebate on multiple banking services. You can send e-transfers, use ATMs and have unlimited debits, all included in your price. You’ll also be eligible for three other free bank accounts.

Once you’ve set up your account, you also must either set up two pre-authorized payments or have one regular payroll deposit go in. Once that happens, they’ll ship you your iPad Mini. You have until August 30th to get this done.

There are a number of FAQs, which you should read through first and one of the questions (which I had myself), was if I was a RBC bank account holder, but am no longer, do I qualify and yes you do, as long as you didn’t have an account before today (April 14th).

You can apply right online, or go into a branch.

(Expiry: 31st July 2014)

Moose Rating (10 votes)