MBNA is launching a new Sony MasterCard promotion which gives you 10,000 points (instead of 2,000) after your first eligible transaction. This is a $100 value!

•  Click here to view the MBNA Sony Mastercard Application

There is NO annual fee for this credit card. The Sony Card earning system:

• 2 points per $1 spent on eligible purchases at SonyStyle.ca and in Sony stores
• 1 point per $1 spent on all other eligible purchases
• BONUS points on every $1 spent on eligible purchase using your card at SonyStyle.ca and in Sony stores during special bonus point events
• 10,000 BONUS points after your first eligible purchases with your Sony Card

With the points, you can redeem them for lots of great stuff. This offer is only available to new Sony Card credit card holders, or existing cardholders who qualify for an additional account. To qualify for this offer, cardholders must use the account for at least one purchase transaction. Allow 8-10 weeks from the qualifying transaction date for the bonus Sony Points to be posted to your Sony Points account.

Expiry: 14th February 2013

If you need a credit card, you might as well get free stays at a Best Western while you’re at it! But how do you obtain this without using some sort of wizard voodoo magic? Why, MBNA and Bargainmoose, of course!

…or you could use wizard voodoo magic. Your call.

• Get a Best Western MasterCard @ MBNA Canada

First thing I have to say is that if you can live without a credit card, please do. I got in a lot of trouble personally with a Credit Card and just recently got out of trouble with it. If you need one, keep the limit as low as is humanly possible. Remember, they need you, you do not need them. Make sure you read the contract before you sign up.

That warning aside, a lot of people need a credit card and this is a great one to get. I work for a competing hospitality company and I know with my points I bought myself a PS3. That’s what a lot of people don’t realize, I think. these hotel rewards aren’t just for more hotel stays. You can get airline travel, gas, meals at restaurants and my favorite, gift cards. I have people who work with me who have helped buy decks, ride on lawnmowers and any number of other products using their points. Now the points we have aren’t Best Western, of course, but it’s the same idea.

I was going to write up all the benefits but MBNA’s PR shills did a pretty good job all on their own so here we go:

• Earn Best Western Rewards points for your everyday expenses
• Receive 20,000 bonus Best Western Rewards points after your first qualifying purchase
• Earn 1.5 Best Western Rewards points for every $1 in net retail purchases
• Receive 50 Best Western Rewards points for every cash advance transaction over $50
• Receive a one tier elite status upgrade within the Best Western Rewards program when you spend $6,000 on your card within one year
• Earn even more Best Western Rewards points by staying at Best Western hotels or spending with our retail partner

(Expires: Unknown, probably not for a long, long time)

Anyone need a new credit card? If so, you might as well get a free Google TV when you get your new one. What? You don’t have one yet? Well, if you are in the market for a new card, why not make it this one?

• Click here to get your Sony MasterCard @ MBNA (now expired)

I played up the credit card thing in the first paragraph there but I feel like I should caution you about credit cards. We are a money saving website and getting a credit card is NOT a good way to save money. Trust me on this, I had to do some pretty drastic stuff to get me out of debt and a credit card was a bit part of that debt. If I had been smart and either never gotten a CC or kept a super low limit, I would never have gotten into the mess I was in.

From here on out I’m going to talk about how great this credit card is, but just remember my warning and please be smart about this.

The special promo for the launch of this card is actually pretty cool. If you make $150 in qualifying retail purchases before 30th October 2012 you get a Sony Internet Player with Google TV. Nothing wrong with that, right?

These are the benefits of the Sony MasterCard. It seems like if you are a Sony die hard fanboy then this is the card for you.

• Earn Sony Points on qualifying net retail purchases made using your Sony Card MasterCard
• Get 2,000 Sony Points after your first qualifying transaction
• Earn Double Sony Points with every qualifying net retail purchase of Sony products at SonyStyle.ca or the Sony store/ Maison Sony
• Redeem Sony Points toward any Sony product at SonyStyle.ca
• Browse through the complete SonyStyle.ca catalogue including PlayStation Games, VAIO Wireless Notebooks, BRAVIA LCD Televisions, MP3 Walkman Digital Music Players, movies, software, media and so much more!
• Enhanced security and protection with Chip & PIN technology and PayPass

(Expires: 15th October 2012)

So I never like to encourage people to have credit cards after I have seen how family and friends of mine have abused theirs. However, since being on my own I have learned that if you choose the right credit card it can work for you, instead of against you. Save-On-Foods has teamed up with MBNA to offer you a credit card with NO ANNUAL FEE, and a bonus 35,000 More Points.

• Click here to check out the More Rewards MBNA Credit Card (Expired)

Why this deal is a deal:

• There is NO annual fee
• You get 25,000 rewards on your first qualifying purchase

You also get a bonus 10,000 rewards if you spend $3,500 CAN in the first 6 months.

Terms:

Earn 3 points for every $1 in qualifying net retail purchases everywhere you shop using your More Rewards credit card.  Earn up to 4 points for every $1 in qualifying net retail purchases when you shop at Save-On-Foods, Overwaite Foods, Cooper’s Foods, PriceSmart Foods or Urban Fare stores using your More Rewards credit card and Save-On-More loyalty card together

Remember: Credit cards can work for you if you follow a few basic rules:

• Never use your card to pay for stuff you can’t afford
• Always pay off your entire credit card each month to avoid interest charges

I was just at Save-On-Foods like 20 minutes ago loading up on some sale treats. They have a whole bunch of opportunities to spend points and get things for free. Or you can save your points and get things from their catalogue.

Expires: 2nd, June 2012