February 20

Royal Bank Canada: Free $300 Cash with new RBC Bank Account

Posted by on February 20, 2015 at 4:30 PM

Royal Bank Canada: Free $300 Cash with new RBC Bank Account

Sign up for a new RBC all-inclusive bank account to receive $300 cash deposited into your account come June. You will need to complete one of two transactions in order to qualify for the free money.

Allow me to walk you through this promotion. First, you can select one of two RBC all-inclusive accounts:

RBC Signature No-Limit Banking

This bank account costs $14.95 per month or $10.95 if you have two other RBC accounts/credit cards. The account includes unlimited debits, 15 free Interac e-Transfers per month, and access fees refunded when you use an ATM at another bank. In addition, you will receive a $39 rebate on the annual fee of any eligible RBC credit card if you choose to get one.

RBC VIP Banking

This bank account costs $30 per month or $22.50 when you have two other accounts with Royal Bank. The account has both unlimited debits and unlimited free Interact e-Transfers each month. All access fees are fully refunded when you use this card at another bank. When you apply for an RBC Royal Bank premium card, both the applicant and co-applicant fees will be refunded (once). You will also get two additional Canadian and one U.S. bank account for free.

To keep your expenses low, I suggest the RBC Signature No-Limit Banking account.

After you register for the bank account, you need to complete one of two transactions:

  1. Set up one (1) regular payroll / direct deposit to your account OR
  2. Set up two (2) Pre-authorized payments

Once the transactions appear in your new banking account, you qualify for the $300 cash. You will receive the $300 cash bonus by June 15, 2015.

Now, let us talk dates. You need to sign up for the bank account by the 15th of April 2015. Then you need to complete the qualifying transaction(s) by the 15th of May 2015. Within a month of that deadline, you will receive the bonus. Now, I could not find any fine print on how long you have to keep this account open for to qualify for the bonus. Thus, it looks like you can close your account without penalty any time after you receive your bonus. Just a little food for thought if you are bouncing between banks.

Do note that while the $300 is technically free, the account you open does cost a monthly fee.

(Expiry: 15th April 2015)

Moose Rating (4 votes)
February 16

PC Financial: 2.5% Interest Rate & Earn Up to $150 in PC Points

Posted by on February 16, 2015 at 1:30 PM

PC Financial: 2.5% Interest Rate & Earn Up to $150 in PC Points

Banking is getting more competitive it seems, as Tangerine and PC Financial appear to be going at it pretty good over the last six months. Right now, PC Financial is offering a 2.5% interest rate on all new deposits into your bank account. In addition, you have the chance to earn up to $150 in PC points.


Let us start with the easiest promotion. Right now, you will receive 2.5% interest on all new deposits to both your Interest Plus savings account and your No Fee bank account. This is a slightly better deal than Tangerine is offering as Tangerine is only offering the bonus interest on savings accounts. The No Fee bank account at PC Financial is the equivalent of a chequing account. This bonus interest will end the 31st March 2015.

Earn $150 in PC Points

This next promotion is a bit more difficult. There are three stages so you can earn part of the $150 or all of it depending on how many of the three steps you can or wish to complete.

Earn $75 – Sign up to directly deposit your payroll or pension into your PC Financial no fee bank account. Then, make your first direct deposit by the 30th April 2015. Just for directly depositing your funds into your PC account, you will receive $75 worth of points.

Earn $50 – Do you need a new credit card? Then sign up for a new PC Financial MasterCard by the 28th of February. You will also need to make a few qualifying purchases – all the details are in the fine print. For doing this, you will receive $50 worth of points.

Earn $25 – For those of you who do not have a no fee PC account, open your first one by the 28th of February. Then, complete an online bill payment from your account by the 30th of April. You will earn $25 worth of PC points for this.

Together, these three promotions will give you $150 worth of PC Points. When i used to be with PC, I found the PC Points fantastic for redeeming against groceries. Groceries are a necessity and I shopped at Superstore anyway. It was nice to be on a program that allowed me to redeem points on things I needed – not just wanted.

Please read all the fine print so you fulfill all the requirements by the specific dates to receive your bonuses.

(Expiry: varies as shown above).

Moose Rating (3 votes)
February 15 $120 Payday Bonus w/ Chequing Account

Posted by on February 15, 2015 at 6:00 PM $120 Payday Bonus w/ Chequing Account

Tangerine Canada has brought back their Chequing account deal where you can earn up to $120 for free when you sign up for a new Chequing Account and sign up for a payroll deposit directly into it.

Once you sign up for the chequing account and transfer over your pay, Tangerine will deposit $10 into your account for twelve consecutive Fridays. That brings your total free cash earned to $120: However, to qualify your must:

  • Complete the online enrolment form for a new chequing account between January 12 and March 31
  • Write your initial deposit cheque (payable to yourself)
  • Have your first payroll direct deposit received in your new account by March 31st
  • Continue to receive payroll direct deposits each calendar month for three consecutive months (minimum)

The fine print is not clear, but you might be eligible for this offer if you have opened a chequing account but have not transferred your payroll over to your Tangerine account yet. This piece of the fine print makes me think that it is possible:

Tangerine Clients must: open their first Tangerine Chequing Account between January 12, 2015 and March 31, 2015 (the “the Offer Period”) if they do not already have a Tangerine Chequing Account;

So if you already have one and yet have not set up your payroll direct deposit yet – try to do so and you might be able to earn $120 as well.

I am always a fan of free money. While this is not a get rich quick scheme, it uses the resources you already have and earns you extra money at the exact same time. While $10 per week does not seem like much, over 12 weeks it adds up to $120. Save the money, spend it on necessities, or buy something you have always wanted.

All Tangerine bank accounts operate on a no-fee basis. I also recently found out I could transfer money for free from my Tangerine Chequing account to family and friends. My Mom has to pay a $1.25 fee with her bank, but mine is free. The only catch is a little patience: the transfer can take up to one week. I do not mind, and find it much more convenient than using Paypal. I rarely hold a balance in my Paypal account but I do in my chequing account.

Do not forget: deposits to your Savings Account qualify for 2.5% interest through the end of March 2015 right now.

(Expiry: 31st March 2015)

Moose Rating (2 votes)
January 18

Tangerine: Get up to $75 & 2.5% Interest Rate with Savings Account

Posted by on January 18, 2015 at 7:30 PM

Tangerine: Get up to $75 & 2.5% Interest Rate with Savings Account

Tangerine Bank is trying to help you learn to save money. If you are new to Tangerine, then sign up for a Tangerine Savings Account. Use the Orange Key below to receive $50. Then, set up an Automatic Savings Program (ASP) of $100 or more per month to receive a bonus $25. In total, new Tangerine clients will receive $75. For current Tangerine customers, like me, you will earn 2.5% interest on all new deposits to your Savings Account through the 31st March 2015.

Click here to view this offer @ now

  • Orange Key: BONUS50
  • Discount: Extra $50 on sign up
  • Expiry: 31st March 2015

For current customers, this is a very welcome offer. The promotion just started this past Monday and I was fortunate enough to have deposited money into my savings account after the promo started, instead of the day before (like last time). Any deposits you made starting on January 12 and March 31 will receive 2.5% interest for that time period. On April 1, the interest will drop back down to the usual amount.

This interest bate does not require you to lock in any funds, and is certainly higher than most banks are offering these days. I think this may even be higher than my TFSA, which was at 2.25% last I checked.

For new customers, you can earn $75 by signing up for a new account ($50 with the above Orange Key) and then making a commitment to save. Your Automatic Savings Program (ASP) must be $100 or more per month and you need to keep it continuously going for 6 months. Then you will receive a bonus $25. This is sort of like telling your child if they do their homework every day this week without being reminded, they can have a new toy.

New customers will also enjoy a 2.5% interest rate on all their deposits until March 31.

I really like free money, so this promotion makes me happy. As a current Tangerine customer I am not eligible for the $75, but I will enjoy earning 2.5% on that deposit I made and all deposits I make to my Savings Account over the next three months and a half months.

(Expiry: 31st March 2015)

Moose Rating (4 votes)
January 12

ATB Finanncial: Open a New Chequing Account, Get $350 (AB)

Posted by on January 12, 2015 at 3:00 PM

ATB Finanncial: Open a New Chequing Account, Get $350 (AB)

Greetings dear Moosers who live in Alberta or very close to the border! ATB Financial is offering each and every single one of you $350 for opening a brand new chequing account by the end of May. If you already have an ATB chequing account, you can still earn $150 per referral when your friends sign up and complete the process! Does receiving free money interest you? If so, read on!

The details are simple. You need to open a new chequing account with ATB Financial by the 31st of May 2015. It can be almost any of their checking accounts including their free student account. Thus, this is an exciting promo for students as well! Click here to see all of your chequing account options. There is no minimum deposit required.

Next, you must add a (one) direct deposit (like your check from work) or two automatic pre-authorized payments to your account. The first one(s) must be processed through your account buy the end of July. That reoccurring direct deposit or the two automatic pre-authorized payments must go through your account for three consecutive months to qualify for the free $350.

Now, if you were to set up your new account as soon as possible and meet the full criteria by the end of May (as there are enough months between now and then for the three consecutive months clause), then you could get your money as early the middle of July according to their chart.

Now, everyone who already has an ATB account is probably pouting in their cheerios right about now. However, there is a little something for you as well! If you already have an ATB chequing account, refer your friends and receive $150 each time they follow the above steps. If you get three friends to fully sign up for a new ATB Financial chequing account and complete the full process, that means you would receive $450!

Now, this promotion does not specifically say it is restricted to residents of Alberta. However, ATB Financial banks are only in Alberta so I assume you would have to live in the province or fairly close to the border to take advantage of this deal. I hope some of our fantastic Alberta Moosers get to score this deal!

(Expiry: 31st May 2015)

Moose Rating (3 votes)
November 12

TD Mobile Payment: $25 Credit For Using App

Posted by on November 12, 2014 at 12:00 PM

TD Mobile Payment: $25 Credit For Using App

This is a good promo from Canadian banking. TD CanadaTrust has a time limited promotion for Android and Blackberry users. All you need to do is download the mobile app, link your credit card account to the app for the first time, make any purchase within the qualifying period and you will get a $25 credit to your account per smartphone in 2015. There isn’t a limit for the qualifying purchase. The $25 credit should appear on your February statement.

TD mobile app offers payment straight from your phone for small payments under $50, so you don’t have to worry about remembering to take out some cash or fiddling for your bank card, just place your phone on the sensor.

You can use it anywhere that has a contact-less payment system. A lot of fast food places and clothing stores have these in place. I worry sometimes about losing my wallet and someone using my cards, so I really like the idea that I don’t need to take my wallet for short trips anymore, just grab my keys and phone then off I go!

It also has some good security features to keep your bank and credit card details safe. I regularly give my phone to little ones to play some games. With this app you don’t have to worry if your child is playing games on your phone because when you open the app to use it it requests a secondary pass code that you set yourself before the app can be accessed, so even if the child knows the pass code to the phone itself they can’t get into the app. That pass code would also prove useful if your phone is lost or stolen and each transaction you make from the app is encrypted using a specialized smartphone SIM.

At the start of the gift buying season, this mobile app sounds like a good way to keep track of it all and pay for things easily. For trying it at least once you can take advantage of this promotion and if you spend $25 you will be getting it back. It is not only worth a try for the $25, which you could use for an extra gift or two, but also for the novelty of the bank adding money to your account for using it rather than taking it out for fees and services!

(expiry: 31st December 2014)

Moose Rating (1 votes)
September 26

Save Money on Banking

Posted by on September 26, 2014 at 8:00 PM

Save Money on Banking

Without us knowing, banking fees can really eat up our monthly and annual budget.  According to Canadian Living, Canadians spend an average of $185 a year on banking fees, which is more than the average family spends on going out to the movies ($171).  Now, wouldn’t you rather watch double the big screen flicks and spend less money (or hopefully zero money) on banking?

Personally I would rather watch more movies on the big screen or spend that money with something more purposeful than giving money to the bank.

Apparently, most people do not realize that they do not have unlimited banking transactions.  A lot of us do not review or understand our current banking package (I know I don’t, to be honest- I don’t know exactly how many transactions I am allowed but I know that I don’t go over the allotted amount).

Stick To Your Own and Visit the ATM Less Often

By stick to your own, I mean using ATM’s that are your bank.  Every time you go to another bank’s ATM machine you get dinged at least $3-5 for your being disloyal.  These fees add up over time and really break your monthly budget (unnecessarily, I might add).   Also, if you are charged each time you use the ATM, a very simple way to reduce your banking fees is to visit the ATM less often.  Financial Plan agrees, visit the ATM less often to save money.  Personally, I only go to the ATM every two weeks when I get my paycheque.  I use my credit card for most things and carry very little cash with me.

Avoid the Teller Like the Plague

Although the tellers and customer service representatives are really nice and friendly, using them to withdraw your money may necessitate unnecessary service charges to your account.  In this case, unlike MacDonalds fast food restaurants, smiles are NOT free at the bank (well not usually anyways)!  I personally do not go to the teller for anything unless absolutely necessary, like ordering a money order or getting a bank draft or something.

Minimum Balance It

Of course, at a lot of banking institutions if you keep a minimum balance in the primary account they will reimburse your monthly banking fee.  I see that they reimburse my fee each month otherwise, it will cost me $9.95 each month for the banking package I have.  If you are strapped for cash, you can also use your minimum balance amount as a form of emergency savings too.  This will motivate you to try and keep the minimum amount (usually $2000 to $3000) in your account.  If you do need to dip into it you will be motivated to save your money so you don’t have to pay the monthly fee again.

Try No-Fee Banking

Finally, one very easy way to eliminate all chance for cost and all chance for going “over” your budget for banking (e.g., making too many ATM withdrawals) is to go to a no-fee banking account.  This comprehensive websites by has a great list of no-fee chequing accounts and no-fee savings accounts that will not cost you a dime.  One of the most popular ones is the President’s Choice Financial banking account and also the Tangerine (previously ING Direct) Thrive Chequing account.  The great thing about both of these accounts is that you can use the ATM’s of big banks like CIBC for example (for PC Financial).

Personally, I think that saving money on your monthly banking fees and expenses is one of the easier things to do to reduce your monthly budget.  It may take a little bit of time (for example, switching to a no fee provider such as President’s Choice Financial would entail you filling another direct deposit form at work and switching any other automated payments) but it is well worth it in the long run.  And you will only have to think about it once.

If you’re interested in looking at other ways to save money on banking, check out last year’s post on saving money by avoiding banking fees for more tips on how to save money on your banking budget.

Bargainmoosers, do you pay for your banking?  How do you save money on your banking fees?

Photo credit: Billy Wilson

Moose Rating (6 votes)
September 12

CIBC Bank: Recieve up to $400 with Credit Card & New Account

Posted by on September 12, 2014 at 11:00 PM

CIBC Bank: Recieve up to $400 with Credit Card & New Account

Earn up to $400 in cash when you apply for the Tim Hortons Double Double Credit Card and open a new Chequing Account with CIBC.

As you can imagine, this deal has a few steps that you need to take before you can earn that bonus $400. However, I am pretty excited about this offer from CIBC as $400 is a huge bonus – completely annihilating any bonuses I have seen from the competition!

1. First you need to apply for (and be accepted for) the Tim Hortons Double Double Visa Card. With this card, you will earn 1% of the total you spend back in Tim Hortons dollars. The card has no annual fee and a 19.99% interest rate.

2. Next, you need to open a CIBC chequing account. Choose from one of three eligible accounts:

I have shown their monthly fees beside the links to them for more information. The EverydayPlus is the cheapest account with a limit of 25 transactions per month. For the average person, this should be enough.

After you have your shiny new chequing account, you must take two other steps.

3. Pay a bill or send an INTERAC e-Transfer using their mobile app or online banking services. Complete this step and you will receive $100 cash in your new account.

4. Complete an eligible direct deposit or two eligible pre-authorized payments. Complete this step and you will receive an additional $300 cash deposited into your new account.

Follow these four steps and you will receive $400 from CIBC. Pretty awesome deal, eh? I suggest reading all the fine print to make sure you are completing the steps correctly and in a timely manner. There is no point going through a few of the steps to earn nothing by missing the deadline or missing out on a step.

While such an offer makes it horribly tempting for me to switch banks (again), I am too lazy to uproot my funds from my current bank. However, if you are in search of a new bank than this is an excellent opportunity to not only get a new bank and credit card, but to also earn a large chunk of cash for changing over. You can do an awful lot with $400.

So Moosers, what would you do with a free $400 from CIBC?

(Expiry: 31st October 2014)

Moose Rating (4 votes)
September 9

President’s Choice Financial: 3.1% Interest on New Deposits

Posted by on September 9, 2014 at 5:00 PM

Presidents Choice Financial: 3.1% Interest on New Deposits

President’s Choice has taken up the gauntlet and whacked Tangerine across the face with it. Here comes a little competition in the financial world people! All new deposits to PC Financial savings accounts before the end of the month will earn 3.1% interest up until December 15th.

This is a pretty blatant middle finger up to Tangerine bank, which recently offered their customers 3.0% interest rate on all new deposits to their savings accounts made by September 15th, and valid till the end of November. President’s Choice adds an additional 0.1%, extends the time you have to deposit until the end of September, and lets you collect that 3.1% interest for an extra 15 days. Let us look at this deal in plain English.

The details:

  • 3.1% interest till December 15th on NEW deposits
  • Deposits must be made by September 30, 2014
  • Any deposits made after that will receive regular interest rates.

This interest rate will be paid on new deposits during the promotional period into these four accounts:

  • Interest Plus savings account
  • No fee bank account
  • Interest Plus RRSP
  • Tax-Free Interest Plus savings account

If you have PC Financial savings account already, then start transferring your money in pronto. If you are not with PC Financial and have not been offered such a savory interest rate promotion by your bank, then consider switching. I recently switched to Tangerine and am quite happy with them so far. I will not be transferring my money to President’s Choice just for the extra 0.1% for an extra 15 days. Yet, I know some people will!

This is a cool thing to see actually. You do not often see any of the banks engaging in competition with each other. Usually they dwell in isolated little bubbles and ignore everyone else – especially the little guys. Well, PC Financial has taken notice of Tangerine and we are the ones who benefit from the competition. As they say, a little healthy competition never hurt anyone.

You can read all the fine print through the link above. There is some stuff on how interest is paid and on the rules if you need to sign up. From what it looks like, all the bonus interest will be paid in December but I may be reading that wrong.

Do any of our Moosers bank with PC Financial? If so, how are you planning to take advantage of this offer?

(Expiry: 30th September 2014)

Moose Rating (3 votes)
September 3

Tangerine Canada: $50 Bonus On Children’s Bank Accounts

Posted by on September 3, 2014 at 1:00 PM

Tangerine Canada: $50 Bonus On Childrens Bank Accounts

When Avi recently blogged about Tangerine’s deal to get $120 into your new chequing account, I should have taken notice. Reason is now if you open a child’s account, you’ll get a $50 bonus into their account. For some reason I thought I read that a parent needs to have an account for this bonus to take effect, but I don’t see this anywhere on their site. But, when I try to open a child’s account, it asks me to login. You can probably still get this bonus by opening your own account and then opening theirs, you just won’t get the $120 bonus that Avi talked about, that is now expired.

What you need to do to get a $50 bonus deposited is open up a child’s bank account and then deposit at least $250 into the account by October 31st. You can open up as many accounts as you have children and the children can be any age, up to age 16. Since I have three kids, that is a total bonus of $150 for me, which is very nice.

I actually just recently opened three savings accounts for my boys. We have an allowance system where they’ll save part of their allowance each month in a bank account for when they are older for post-secondary school, travel, a car or some other large expense they might have. It will be their choice to do what they want with the money as long as I agree Tangerine Canada: $50 Bonus On Childrens Bank Accounts This just means they won’t be allowed to take it to go out and party, as I may have done at 18. Anyway, we opened their accounts with less than $100, but I’m thinking this deal is so good that I should just bite the bullet and deposit $250 in each anyway so we get that bonus. I could take it out after if I decide that this is too much to start with, but I think I may just leave it and let their money grow.

While I don’t have a Tangerine account and it looks like you need one to participate in this offer, I think I want to open one anyway. They have a 3% interest rate on savings right now, which is a lot higher than the 1% my bank is currently offering me. I’m not sure if I’ll be able to take part in this, but I’m sure they’ll have other promotions like this that I have not seen from my bank at all.

Because I’m already with Scotiabank, which is where you can deposit and withdraw your money free, this change will be seamless for me.

(expiry: 31st October 2014)

Moose Rating (5 votes)
August 12

Tangerine Canada: Up to $120 Bonus With New Chequing Account

Posted by on August 12, 2014 at 5:00 PM

Tangerine Canada: Up to $120 Bonus With New Chequing Account

Tangerine Canada (formerly ING Direct) is offering up to $120 for free when you sign up for a new Chequing Account and switch over your pay to deposit directly into it.

You will receive your $120 bonus over a longer period of time so this is not a get rich quick scheme. Once you sign up for the chequing account and transfer over your pay, Tangerine will deposit $10 into your account every Friday for twelve consecutive Fridays. However, to qualify your must:

  • Open a new chequing account before the 31st of August
  • Have your first payroll direct deposit received in your new account by the 31st of October
  • Continue to receive payroll direct deposits each calendar month for three consecutive months

If you follow all the steps properly, then you will be paid the $10 bonus deposits every Friday beginning on the first Friday of the following month. Tangerine is good about giving out their bonuses to those who meet their requirements. I recently transferred banks from TD Trust to Tangerine because my student offers with TD expire at the end of August. TD really does not have any good no-fee bank accounts, and I do not like to hold large sums of money in a chequing account just to receive no fees. I switched over to Tangerine during the last promotion I blogged about, and I receive the bonus $50 for a new Savings Account and a bonus $50 for a new Chequing Account. Overall, Tangerine gave me $100 just for making the switch.

I love Tangerine so far. They make it easy to change over your banking information. You can get a PDF version (or print off) a void cheque, which has all the bank information at the bottom that you need to transfer over your pay or direct deposits. I was just transferring over some of my direct deposits this morning. I also really like that my chequing account gives me interest. I deposited some money in there and then forgot to transfer it to my savings account. However, I still earned some interest on the balance. I can also bank at like 15 branches in my city, including free withdrawals at a 7-Eleven one block away. So far Tangerine has been convenient and in my best financial interest.

I would recommend Tangerine if you hate bank fees and like free money.

Image Credit: Pascal Maramis

(Expiry: 31st August 2014)

Moose Rating (2 votes)
May 13

Tangerine Canada: Get Up to $150 Bonus for New Account

Posted by on May 13, 2014 at 8:30 PM

Tangerine Canada: Get Up to $150 Bonus for New Account

Open a new bank account with Tangerine, and receive up to a $150 cash bonus.

Tangerine (previously known as ING Direct) is offering a nice little incentive to switch banks. New customers will get up to $150 when they come over to Tangerine. Receive:

  • $50 Cash Bonus when you your first Tangerine Savings Account with at least $250 by the 30th of June 2014.
  • $50 Cash Bonus when you open your first Tangerine Chequing Account with at least $250 by the 30th of June 2014.
  • $50 Cash Bonus when you switch your pay to go directly to your Tangerine Chequing Account by the 31st of July 2014.

Together, those three cash bonuses add up to a free $150.

You can also look forward to a pretty high (compared to other banks) interest rate of 2.50% on all new deposits made by July 31, 2014 to a new or existing Tangerine Savings Account, RSP Savings Account, or Tax-Free Savings Account.

While Tangerine has no physical branches, that is what helps keep their costs low and the interest rate you get paid high. They also offer no minimums, fees, or service charges unlike many other banks. This is certainly an option I am considering since my student account is going to be no longer valid after June. Maybe I should apply now.

(Expiry: as shown above)

Moose Rating (2 votes)
April 14

Royal Bank Canada: Free iPad Mini With New Account

Posted by on April 14, 2014 at 11:30 AM

Royal Bank Canada: Free iPad Mini With New Account

Want a new iPad Mini free? Simply open up a new bank account at Royal Bank and they’ll give you. Of course, there are some restrictions and important details to know.

To get the free iPad, you need to open up one of two accounts. The first account is the Signature No-Limit banking account, which I actually used to have, and it was a great account. The monthly fee is $14.95, but if you have multiple products with RBC, you’ll get it for $10.95. It includes 15 free e-transfers, three free ATM fees, unlimited debits and much more.

The second account is the VIP banking account, which is $30 a month or $22.50 with a rebate on multiple banking services. You can send e-transfers, use ATMs and have unlimited debits, all included in your price. You’ll also be eligible for three other free bank accounts.

Once you’ve set up your account, you also must either set up two pre-authorized payments or have one regular payroll deposit go in. Once that happens, they’ll ship you your iPad Mini. You have until August 30th to get this done.

There are a number of FAQs, which you should read through first and one of the questions (which I had myself), was if I was a RBC bank account holder, but am no longer, do I qualify and yes you do, as long as you didn’t have an account before today (April 14th).

You can apply right online, or go into a branch.

(Expiry: 31st July 2014)

Moose Rating (9 votes)
August 18

TD Canada Trust: Free $50 With Student Bundle Sign-Up

Posted by on August 18, 2013 at 3:00 PM

TD Canada Trust: Free $50 With Student Bundle Sign Up

TD Canada Trust has a special offer for students. When you sign up for the TD Canada Trust Student Bundle, they will give you $50. Sweet, eh?

Here is the rundown of what you have to do to get your free $50:

  1. Open a student chequing account
  2. Apply for a TD Credit Card

Once you have done those two steps, you need to only do one of the following:

  • Sign up for your first Direct Deposit OR
  • Complete two bill payments via EasyWeb or ATM OR
  • Complete two purchases online with your enhanced TD Access Card

All of this must be done before the 4th of October. Those are totally easy; I vote for number two of the three. Completing two bill payments via EasyWeb, frankly, is easy.

I think this offer is great for students moving out on their own and taking control of their own banking. It is also great for students who want to (or need to) switch banks. The added incentive of $50 is pretty nice. I have been with TD for a couple years now and am fairly happy with them.

(Expiry: 4th October 2013)

Moose Rating (1 votes)
June 9

TD Canada Trust: Open New Account & Get Free Tablet

Posted by on June 9, 2013 at 10:00 AM

TD Canada Trust: Open New Account & Get Free Tablet

Open a new TD Canada Trust account and get a 7″ Samsung Galaxy tablet free!

You must open a Select Service or Infinity account to get your free tablet.

The Select Service account is $29.95 a month, but that fee is waived if you keep a balance of $5,000. It gives you unlimited transactions with almost everything you need for day-to-day banking covered. You also get the fee waived on select TD credit cards. This account is valued at $790 worth of features free.

The Infinity account is $14.95 a month or the fee is waived at a balance of $3,500. You also get unlimited transactions and a $20 discount on the first year’s annual fee on select TD credit cards. The estimated value of this account’s free features is equal to $524.

You must be over 19 years old, open an account by July 19th and then use the account by August 30th (direct deposit, pre-authorized debit, online bill payment). Your tablet will be sent to your address up to 12 weeks after all conditions are met. If you already have an account, you aren’t eligible, but you can try to win one of the tablets they are giving away.

(Expiry: 19th July 2013)

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