American Express

January 28

AMEX: 5% Cash Back with SimplyCash Card

Posted by on January 28, 2015 at 4:00 PM

AMEX: 5% Cash Back with SimplyCash Card

American Express is offering 5% cash back on select purchases for the first six months with their new SimplyCash card. After the first six months, you will still receive 1.25% on all your purchases. The card requires no annual fee. This is the highest cash back card I have seen, so it may be the time to apply for a new credit card!

For the first six months of owning your card, you will receive 5% back (up to $250 maximum) at gas stations, grocery stores, and restaurants in Canada. On all other purchases, you will receive 1.25% cash back. After the promotional period is over, all purchases will receive 1.25% cash back. While there is a $250 limit on the bonus cash back, there is no limit to the amount of regular cash back you can earn in a year.

This card comes with no annual fee and there is also no annual fee for supplementary cards. The annual interest rate is 19.75% on purchases and 21.99% on funds advances. Of course, you never want to pay this interest rate so you really should pay off the balance of your credit card each month to avoid unnecessary fees.

Cash back rewards add up quickly. At just 1.25%, you can expect to earn the following cash back yearly when your monthly spending is as follows:

AMEX: 5% Cash Back with SimplyCash Card

Of course, that calculation does not take into account your first six months where anything you buy at grocery stores, gas stations, or restaurants will receive 5% cash back. Your first year’s worth of cash back should be much higher. I do not eat out a lot, but grocery store and fuel bills always seem to add up. Though, I must say, I am grateful for the lower fuel prices – buying premium doesn’t make my wallet scream quite as much anymore.

I wanted to blog this deal because 5% cash back, even for six months, is the highest cash back I have seen on a credit card. In addition, 1.25% during the rest of the year is quite good as well. My own credit card only receives 1% cash back.

To be eligible for this credit card you must be an adult, have a personal income of $15,000 or more, and have not filed for bankruptcy in the last seven years. For full details and to apply for the new SimplyCash AMEX card, please see their website.

(Expiry: unknown)

Moose Rating (2 votes)
October 17

American Express: Register for up to $45 Back in Statement Credits

Posted by on October 17, 2014 at 4:30 PM

American Express: Register for up to $45 Back in Statement Credits

Save money directly on your credit card bills with American Express. The first 20,000 people to register through the link below will receive $15 back each time they spend $60 or more in-store at participating merchants. You can receive this credit a maximum of three times for a total of $45 back in statement credits.

This deal is all about the fine print, so prepare for a bunch of rules. First, this offer is open to Canadian American Express Consumer and Small Business Card members who successfully register their card through that link (right up there!). You then have between the 15th of October and the 30th of November 2014 to receive your credits. You will earn a $15 account credit when you make a purchase of $60 or more (including taxes) in-store at an eligible store.

Here are just some of the eligible stores:

  • Chevron
  • Co-op (grocery and gas)
  • Esso
  • Petro-Canada
  • Safeway (grocery and gas)
  • Metro
  • Whole Foods

There are also a bunch of restaurants that qualify for this offer as well. I wish I had an AMEX card right now, because fueling up my car costs $60 alone when I have a near empty tank. Vancouver Island gas prices are not cheap, and Nanaimo’s prices tend to be the worst on the Island. In addition, I use premium gas so that premium charge for better quality gas adds up quickly. I would LOVE to get $15 back on a gas purchase.

I chose the above stores as examples because they all deal with necessities in life. Sure, restaurants are great but you do not need to eat out. However, getting money back on groceries and fuel is akin to naked leprechauns dancing down rainbows and showering you with gold. It just does not happen every day.

The usual rules apply for this deal. Your account must be in good standing, you must have an eligible card, you must be one of the first 20,000 people to register their card, and your purchase must be placed within the period mentioned. In addition, there is a maximum of three credits for a grand total of $45 back. Do note that the purchases must be made in-store. That means you may need to go into the gas station to pay instead of at the bar – I am not sure.

(Expiry: Quantities limited)

Moose Rating (2 votes)
August 20

AMEX & $50 rebate on $200 Purchase with Enrolled Card

Posted by on August 20, 2014 at 11:30 PM

AMEX & $50 rebate on $200 Purchase with Enrolled Card

American Express has teamed up with to get their card users additional rewards when they shop at the online retail store. Register your AMEX card through the below link. Then, when you spend $200 before the 30th of September at, you will receive a $50 rebate.

This promotion started in July, but I could not find the details on it until recently. If you have made purchases on your AMEX card without registering for this promotion, those purchases will not count towards the $200 required for your $50 rebate.

The $200 required for the rebate is cumulative: it does not need to be spent all in one purchase. However, you do need to earn it before the end of September to qualify. Your $50 rebate will be given in the form of a one-time $50 Statement Credit after the promotional period is over. As I understand it, you should receive the $50 credit in October if you meet the terms. often has good deals on household goods, fashion, personal care, tools, and more. Less than a week ago, Eva mentioned this good deal on HS Socks for men.

I found several other deals on their website right now. Receive 35% off portable solar panels that are great for charging your phone on the go. For $129.99, you receive a four pack of panels for harnessing the sun’s energy with adapters to match your cell phone. Each panel is small enough to fit in your pocket! Just remember to take it out of your pocket for charging.

Are you trying to find the right gift for the meat lover in your family? I think I might have the perfect thing. Give your favourite carnivore the Artisanal Charcuterie Box with Free Carnivore Club T-Shirt for $55. The box itself comes with four to six handcrafted cured artisan meats and you receive a free t-shirt to boot. The box is supposed to change each month as well.

BCBGeneration has up to 60% off shoes on Choose from heels or wedges. The selection is not large, but you do not need isles of shoes to find your dream pair. Sizes are limited. offers free shipping on every order. They are somewhat of a one-stop shop these days, or at least that is what they are becoming. If you have an AMEX card, I hope you can take advantage of this offer and get that $50 rebate.

(Expiry: 30th September 2014)

Moose Rating (2 votes)
June 21

American Express Gold Rewards Card With 15k to 25k Welcome points

Posted by on June 21, 2012 at 9:00 PM

American Express Gold Rewards Card With 15k to 25k Welcome points

American Express Canada is offering welcome bonus points” to new members. Receive 15,000 bonus points for personal use card by making $500 in purchases during the first 3 months of membership. For the small business owners card, receive 25,000 bonus points when purchases reach $3000 within the first 3 months of membership . There is no annual fee for the 1st year, a savings of $150 to $180 depending on card chosen.

We don’t often write about credit cards here on Bargainmoose as we’re more into everyday deals and spending, but sometimes there’s a good offer on a credit card which needs a mention. And I am pretty sure that most of the Bargainmoosers have a credit card or two on the go, and don’t mind switching between cards to make sure you get the best offers and rates.

Benefits of American Express Card:

  • earn double points on eligible purchases and travel
  • points never expire
  • use points to pay charges
  • transfer points to frequent flyer programs
  • no pre-set spending limit
  • no annual fee (for 1st year)
  • receive 1 free supplementary gold card (value of $50)
  • 0% interest if balance is paid monthly

Visit American Express membership rewards and benefits to view more details. Just make sure you read all the small print before you sign up to the American Express credit card, to make sure it will suit your needs.

If you shop with credit cards, which most of us do now, this might be worth a look. It doesn’t hurt to take advantage of free offers for something you’re going to use anyway!

(Expiry unknown)

Moose Rating (2 votes)