You don’t always need a credit card to shop online. Get a PayPal account, which is free, and you can use it to shop at a ton of retailers. Right now you can also get up to $25 in cash back when you shop at Future Shop.
I’ve been using PayPal for about a year now and find it incredibly handy. I can get and make payments, and it is totally free for this type of service. I originally opened the account to buy something from Etsy, where some of the sellers don’t have the ability to take credit card payments. You can transfer money from your bank account or store your credit card information there so that you don’t have to give it out to retailers. It makes it safer to do transactions. It also makes it easier to buy items, because all of your shipping information is stored and you don’t have to enter it over and over.
PayPal also has various deals and incentives to pay with them while shopping, making whatever deal you get that much better. Future Shop has just started using PayPal as a payment method, and are offering cash back on your purchases using PayPal.
When you spend between $100 and $249, you’ll get $10 back in cash in your PayPal account. Spending more than $250 gets you $25 back in cash.
(Photo credit: giest)